Mr. HDR

Mr. HDR is a friend of mine. He takes me on many a journey. Where exactly do we go. That is the question and I am not sure we got an answer. Debunkers say it is all imaginary. However, we are not so sure. After all, my prediction are right on the money. Gold went up. Real estate crashed and people are under water now. Well, metaphorically that is. House is worth less than what they owe.