Foreclosure mess

Why not let people live in their homes, rather than let them sit empty for years? Only then will the bank tear them down and plant grass. Florida has their own answer to the foreclosure mess. Well, it is not my answer. Still, there is now a boat load of cases. Sadly, over half of the houses in that state are underwater now. Typically, as expected judges rule in favor of big banks and not home owners. What else can we expect from our gov?